1. Operator of the Website

This website is owned and operated by Dreamlend Finance Pty Ltd (ABN 25 689 387 773) (“Dreamlend Finance”, “we”, “us”, “our”).

2. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms & Conditions, together with any other notices, policies, and disclaimers published on the website, including our Privacy Policy.

If you do not agree to these Terms & Conditions, you must not use this website.

3. Purpose of Information

The information on this website is provided for general information purposes only and is intended to give an overview of finance and credit services that may be available.

The information does not take into account your objectives, financial situation, or needs and does not constitute personal, financial, legal, or credit advice. Before acting on any information on this website, you should consider whether it is appropriate for your circumstances and seek independent professional advice where necessary.

4. No Guarantee of Outcomes

While we take reasonable care to ensure the information on this website is accurate and up to date, we do not warrant or guarantee that:

• the information is complete, accurate, or current
• any finance product, interest rate, or lending option will be available
• any application will be approved or result in a particular outcome

All finance products and approvals are subject to lender criteria, credit assessment, and lender approval.

5. Disclaimer and Limitation of Liability

Website Content

The content on this website includes text, graphics, tools, calculators, and other information provided by Dreamlend Finance and, in some cases, third parties.

While we take reasonable care to ensure the information on this website is accurate and up to date, we do not warrant that:

• the content is complete, accurate, reliable, or current
• access to the website will be uninterrupted or error-free
• the website or hosting servers are free from viruses or other harmful components

The information on this website is provided for general information purposes only.

Reliance on Information

To the maximum extent permitted by law, Dreamlend Finance is not responsible or liable for any loss, damage, cost, or expense arising from:

• reliance on information on this website
• decisions made based on website content
• errors or omissions
• website downtime, delays, or unavailability

You use this website at your own risk.

If you believe any information on this website is inaccurate, misleading, or out of date, please notify us at info@dreamlendfinance.com.au.

Australian Consumer Law

Nothing in these Terms & Conditions excludes, restricts, or modifies any rights you may have under the Australian Consumer Law that cannot be excluded.

Where liability cannot be excluded, our liability is limited (to the extent permitted by law) to the resupply of the relevant services.

6. Third-Party Links

This website may contain links to third-party websites for convenience.

Dreamlend Finance does not control, endorse, or accept responsibility for the content, accuracy, or privacy practices of third-party websites. Accessing third-party websites is at your own risk.

7. Intellectual Property

All intellectual property rights in this website, including trademarks, logos, branding, text, graphics, layout, and design, are owned by or licensed to Dreamlend Finance, unless otherwise stated.

You must not reproduce, distribute, modify, publish, transmit, or commercially exploit any part of this website without our prior written consent.

8. Copyright

Unless otherwise stated, copyright in the content on this website is owned by Dreamlend Finance or its licensors.

The content is protected by Australian and international copyright laws and is provided for information purposes only.

You may download, display, and print content from this website for your personal or internal business use only. You must not reproduce or commercialise any content without prior written consent, except as permitted under the Copyright Act 1968 (Cth).

9. Website Monitoring and Use

We may monitor use of this website to improve performance, functionality, security, and user experience, in accordance with our Privacy Policy.

You must not use this website in any way that is unlawful or interferes with the operation of the website.

10. Changes to These Terms

We may amend these Terms & Conditions at any time without notice.

The current version will always be published on this website. By continuing to use the website, you agree to any updated Terms & Conditions.

11. Contact Forms and Enquiries

If you submit an enquiry through this website:

• the information you provide will be used to respond to your enquiry in accordance with our Privacy Policy
• you must provide accurate and complete contact information
• submitting an enquiry does not create a client relationship or obligation to provide services

We aim to respond to enquiries within 5 business days.

12. Privacy

Your use of this website is subject to our Privacy Policy, which explains how we collect, use, store, and disclose personal information.

13. Governing Law

These Terms & Conditions are governed by the laws of Australia. You submit to the non-exclusive jurisdiction of the courts of the relevant Australian state or territory.

14. Contact Details

For questions about these Terms & Conditions, please contact:

Dreamlend Finance Pty Ltd
Email: info@dreamlendfinance.com.au
Website: www.dreamlendfinance.com.au